Meet the best pet insurance
Protecting dogs and cats for over 25 years.
Uncapped payouts for life
Your vet bills paid directly at checkout
Voted #1 pet insurance by veterinarians
Do you have an offer from your veterinarian or breeder?
What a top-rated pet insurance plan looks like
No caps ever
The fastest payouts
Trusted by vets
Loved by 1 million pet parents
#1 in America,
as chosen by vets
Veterinarians want to provide the best care, without worrying about the costs to pet parents. With our unlimited coverage, they can focus on what matters most — your pet's health.
“We have so many clients that have Trupanion... Every time a patient is able to receive complete and expeditious care, we reduce suffering, owner stress, and worry.”
Dr. Pamela Kaiser, Jacksonville, FL
Pet insurance coverage you can count on
Hereditary conditions
Unidentified issues
Unexpected injuries
Diagnostic tests
Breed-specific conditions
Advanced dentistry
Allergies
Hospital stays
Medications
Veterinary supplements
Herbal therapy
Prescription food
Not a member yet? Get the care your pet deserves
We provide medical coverage for pets that's with you from the adorable puppy and kitten years to those sweet, sunset moments.
Get my quoteWhy wait for reimbursement? Meet VetDirect Pay™
Pet health coverage with confidence
Pet insurance & health resources
Discover expert advice on pet insurance, health and care guides for your furry family member.
What to Know before Choosing Pet Insurance
At Trupanion, we want to help pet parents cut through the confusion by highlighting what really matters – and how our pet insurance coverage is built to work differently.
Understanding Pet Insurance
This guide clarifies coverage, defines key terms, and breaks down what to look for when comparing providers. Whether you’re brand new to pet insurance or rethinking your current plan, you’ll come away with a clearer understanding of how to choose the best protection for your furry friend.
What to Know About Fall Allergies in Dogs & Cats
Learn the causes, recognize the symptoms, and know how to manage fall allergies so you can keep your pets healthy and comfortable during this season.
Saving the day for pet parents like you
Read Trupanion reviews and find out why over 98% of members renew with us.
“I found comfort in the knowledge that despite the fact that I did not know what was in store for Dresden in the days to come, I would not have to shoulder the financial burden alone.”
Over $2,500 paid for Dresden
with a Trupanion policy
“I am profoundly thankful for the peace of mind I get from having Jiminy insured with Trupanion, knowing that I can give him a bright future full of new experiences, adventure and restful moments together!”
Almost $20,000 paid for Jiminy
with a Trupanion policy
“He was so tiny and helpless, and this was truly the most traumatic thing I could imagine. Harold's animal hospital went directly through Trupanion, so I never saw a bill while this was all going on.”
Over $10,000 paid for Harold
with a Trupanion policy
Frequently asked questions
In addition, we’re the only pet health insurance company that can pay veterinarians directly at the time of checkout. And unlike many others, we have no payout limits, no matter how many times you need to use your pet’s coverage. Plus we welcome all dog and cat breeds, including brachycephalic pets and those at higher risk of certain conditions like hip dysplasia.
We’re always ready to help
Our customer care team is available 24/7/365.
