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To view our sample policy, just select your state below!

Get to know the coverage your pet deserves

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Lifetime coverage

Get a lifetime of protection with a Trupanion plan designed for the life of your pet.

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Unlimited payouts

We don’t restrict payouts no matter how many times your pet needs treatment.

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24/7 customer service

Our team of pet-loving experts is available for you at all times, 365 days a year.

We have your back, so you can have theirs

Finances shouldn’t get in the way pets needing veterinary care. With transparent coverage and unlimited payouts, you don’t have to worry about your pal’s unexpected medical costs.

Looking for more information?

You deserve to know exactly what to expect with your pet’s health insurance coverage, which is why we encourage you to do your research and ask us as many questions as you like. We’re available 24/7 (even on holidays!), but you may find these links useful too:

See how we compare

How do we stack in the world of pet insurance providers? Let us show you!

Discover the difference

Read Trupanion FAQs

There’s no such thing as a stupid question, especially when you’re tracking down the best pet insurance for your pal.

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Related questions

Get the care your best friend deserves

Get the care your best friend deserves

From lovable mutts to specific breeds, we provide medical coverage that’s with you from the adorable puppy years to those sweet, sunset moments.

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We’re always ready to help

Our customer care team is available 24/7/365.

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© copyrightyear Trupanion. All Rights Reserved. Trupanion is a registered trademark owned by Trupanion, Inc.
Policies vary by state and are subject to applicable waiting periods, deductibles, co-insurance/payout percentage, and exclusions such as pre-existing conditions. Certain coverage or treatment may require the purchase of additional riders. Products, discounts, and rates are subject to change. Other deductible or coinsurance options may be available in your jurisdiction. Please contact our licensed agents to learn more. See the full policy for full terms and conditions of coverage.

Trupanion is a registered trademark owned by Trupanion, Inc. Trupanion policies are underwritten by American Pet Insurance Company or ZPIC Insurance Company in the United States, and sold and administered by Trupanion Managers USA, Inc., 6100 4th Ave S, Seattle, WA 98108, (CA license No. 0G22803, NPN 9588590).  Trupanion policies are underwritten by Accelerant Insurance Company of Canada or GPIC Insurance Company, and sold and administered by Canada Pet Health Insurance Services, Inc. dba Trupanion, 309-1277 Lynn Valley Road, North Vancouver, BC, V7J 0A2, a registered damage insurance agency and claims adjuster in Quebec #603927. To verify your underwriter please consult the declarations page of your policy or contact us at 1.888.733.2685.

Rated #1 in America based on survey commissioned by dvm360 from 3/30-5/1/2023.
Trupanion software required at the veterinary hospital with veterinarian-approved direct bill pay. Visit our website to see if your veterinary hospital accepts direct payment.
Veterinarians are not compensated for providing testimonials.
The cost of veterinary care includes rising veterinary prices, more comprehensive care for pets, and changes in how veterinary care is utilized.
Trupanion claims data based on averages for real member claims and are intended as informative examples only. Treatment costs can vary greatly between pets and location.
30-Day Money-Back Guarantee not available in the state of NY, or if a claim has been paid within the first 30 days.

State Notices and Disclosures: California | Delaware | Florida | Louisiana | Maine | Maryland | Mississippi | Montana | Nebraska | New Hampshire | Ohio | Pennsylvania | Rhode Island | Vermont | Washington

Breeder and Shelter Offers
Breeders and shelters are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated anytime from 24 hours before until 24 hours after going home to their new family in the US and Canada. Florida buyers may activate anytime from match date to 24 hours after go-home. Offer not available in NY. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.

Exam Day Offers
Veterinary staff are not compensated for providing this offer. This special offer is available for pets up to 14 years of age when activated within 24 hours following a veterinary examination. This offer is non-transferable. Limit one per pet. Offer programs vary based on where you live. Offer not available in NY. For residents of CA, ID, FL, OH, PA, PR, SC, and WA, your monthly payment is discounted the first year of this plan, and we also collect the first month’s discounted cost over months 2 through 12 of your first year as part of your monthly cost. Terms and conditions apply. See the policy on our website.
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