Top-rated pet insurance in Arizona

Proudly protecting dogs and cats for 25+ years

right-iconVet bills can be paid directly at checkout

right-iconLifetime coverage with no payout limits

right-iconSee any licensed vet, specialist, or emergency care hospital in the nation


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Arizona pets deserve the best pet insurance

Trupanion helps cover unexpected vet costs for Arizona cats and dogs, enabling you to say “yes” to the treatment your pet needs without worrying about how to pay the full bill. And we’re not just top-rated in the state — we're rated #1 in America, trusted by veterinarians across the country.

1 in 3 pets need unexpected care each year

Health emergencies can happen to Arizona pets at any time, even with precautions. With Trupanion (and only Trupanion) 90% of your vet bill can be paid instantly at checkout.

Plus even if your vet doesn't have our software, most invoices are processed in less than 24 hours.

See how Trupanion helped Zoey in Scottsdale

Little Toy Poodle Zoey was diagnosed with swelling and fluid in her knee and required surgery.

Based on Zoey's claims:

$5,826.27

Trupanion paid:

$4,834.78

Zoey's parent paid:

$991.49

Total invoice based on a real member plan with 90% coverage on eligible costs with a $500 deductible applied. See our policy for full coverage details.

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Pet insurance in Arizona without hidden catches

You may feel drawn to providers that offer low rates, but be careful of this bait-and-switch. A cheap monthly price will

At Trupanion, pets always come first. That’s why we can confidently say “NO” to these questions:

Will my coverage reduce over my pet's lifetime?

No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.

Will my price increase simply because my pet gets older?

No. Trupanion is among the only pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to factors like inflation and advances in veterinary care, we will never increase it just because your pet gets older.

Will I pay more because I use my coverage?

No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.

Love without limits in the Grand Canyon State

We keep Arizona pet insurance simple: while other providers cut costs by restricting how much they pay out, Trupanion does not cap what we pay for your pet’s care. We just provide straightforward, high-quality coverage.

What no limits looks like for your pet's care

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No payout limits

Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.

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No annual limits

With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.

Lifelong Coverage icon

No lifetime limits

Trupanion is by your side with robust coverage and no payout caps for the life of your pet.

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Why Arizona pet parents love us

We’re trusted by Arizona pet owners — and folks all over the country! Over 98% of all members renew their coverage month after month.

No payout limits

We cover your pet’s condition for life, with no caps on what we pay.

We pay bills the fastest

We can pay your veterinarian directly at checkout within seconds so you don’t have to sit waiting for reimbursement.

Trusted by vets

Not just in Arizona — vets voted us #1 in America with coverage you can count on.

We deliver

We’ve paid out over $3 billion(!) in claims so pets just like yours receive the care they deserve.

Trusted by vets, loved by pet parents

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