Top-rated pet insurance in Tennessee
Protecting beloved pets for over 25 years
Vet bills can be paid directly at checkout
Lifetime coverage with no payout limits
See any licensed vet, specialist, or emergency hospital in the South and beyond
The best pet insurance choice in Tennessee
Whether they’re your walking pal in Knoxville or your couch cuddler in Lynchburg, all dog and cat breeds are welcome at Trupanion. We help cover unexpected vet costs for Tennessee pets so you can say “yes” to medical treatment your pet needs without stressing about how to pay the full bill.
Our coverage is so robust and efficient, veterinarians rated it #1 in America!
Did you know 1 in 3 pets need unexpected care each year?
Pets are unpredictable. With Trupanion, up to 90% of your vet bill can be paid right at checkout — no waiting for reimbursement needed. Though even if your vet doesn't have our software, nearly 2 out of 3 claims are processed in less than 24 hours!
See how Trupanion helped Rocket in Clarksville
Rocket is a very active cattle dog who suffered an injury on one of his many adventures that required surgery.
Based on Rocket's claims:
$2,899.48
Trupanion paid:
$2,095.69
Rocket's parent paid:
$803.79
Total invoice based on a real member plan with 90% coverage on eligible costs with a $250 deductible applied. See our policy for full coverage details.
What about the cheapest Tennessee pet insurance?
You and your pet deserve fair coverage with transparency. It’s tempting to go with the pet insurance option with the cheapest monthly price, but be aware that this can come with hidden catches like automatic cost increases and restricted coverage.
But with Trupanion, your pet is our priority.
Will my coverage reduce over my pet's lifetime?
No. Unlike other providers, we don’t decrease your coverage year-to-year, so you can count on top-tier protection for the life of your pet.
Will my price increase simply because my pet gets older?
No. Trupanion is one of the only pet health insurance providers that does not practice birthday pricing. While your cost can still change over time due to things like inflation and advances in veterinary care, Trupanion will never increase it just because your pet gets older.
Will I pay more because I use my coverage?
No. You'll never pay more just for using your coverage and we encourage you to utilize your policy as often as needed. Your Trupanion policy is designed to cover new, unexpected illnesses and injuries for the life of your pet.
Love without limits in the Volunteer State
We believe in providing high-quality coverage so you can access the best veterinary treatment available. Though other providers cut costs (and quality) by restricting payout amounts, Trupanion does not cap what we pay.
What having no limits looks like
No payout limits
Unlike other providers, we don’t limit our payouts so your pet is covered no matter the cost.
No annual limits
With no payout limits, you don’t have to worry about when or how many times your pet gets sick or injured.
No lifetime limits
Trupanion is by your side with robust coverage and no payout limits for the life of your pet.
The top choice for Tennessee pet parents
And it’s not just Tennesseans. Over 98% of all members choose to renew with Trupanion month after month!
No payout limits
We cover your pet’s condition for life with no cap on what we pay.
We pay vet bills the fastest
We can pay your veterinarian directly at checkout within seconds so you don’t have to wait on reimbursement.
Trusted by vets
We’re #1 in America as chosen by veterinarians, thanks to coverage you can count on.
Coverage that delivers
We’ve paid out over $3 billion in claims and counting, enabling pets like yours to get the care they deserve.
Trusted by vets, loved by pet parents
Tennessee pet parenting advice
Life with pets is unpredictable, but at Trupanion, we’re here for you all the way. Get useful tips from our blog on all things dog and cat.
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We’re always ready to help
Our customer care team is available 24/7/365.
