Emergency Pet Preparedness Tips

By : Trupanion Staff | Updated May 22, 2025

United States

Blizzards –  Colorado, Idaho, Illinois, Indiana, Iowa, Kansas, Michigan, Minnesota, Missouri, Montana, Nebraska, North Dakota, South Dakota, Wisconsin, Wyoming

Earthquakes –  Arkansas, California, Illinois, Kentucky, Missouri, Oregon, Tennessee, Utah, Washington

Flash floods – Arizona, Colorado, Kentucky, New Mexico, South Dakota, Texas

Hail –  Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, Oklahoma, South Dakota, Texas, Wyoming

Heat waves –  Arkansas, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Michigan, Minnesota, Mississippi, Missouri, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia, Washington D.C., West Virginia, Wisconsin

Hurricanes –   Alabama, Arkansas, Connecticut, Delaware, Florida, Georgia, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Hampshire, North Carolina, Pennsylvania, Rhode Island, South Carolina, Vermont, Virginia

Ice storms –   Colorado, Connecticut, Delaware, Illinois, Indiana, Iowa, Kansas, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, New Hampshire, New Jersey, New York, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Texas, Vermont, Washington D.C., West Virginia, Wisconsin, Wyoming

Lightning –  Colorado, Connecticut, Florida, Georgia, Michigan, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Texas

Monsoon –  Arizona, New Mexico

Nor’easters –  Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Rhode Island, Vermont, Virginia, Washington D.C.

River floods – Illinois, Iowa, Kansas, Michigan, Minnesota, Missouri, Nebraska, North Dakota, South Dakota

Thunderstorms –  Alabama, Arizona, Arkansas, Colorado, Florida, Illinois, Indiana, Iowa, Georgia, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Wisconsin

Tornadoes –   Colorado, Kansas, Nebraska, Oklahoma, South Dakota, Texas

Tsunamis –  Alaska, California, Hawaii, Oregon, Washington

Volcanic eruptions – Alaska, California, Hawaii, Oregon, Washington

Wildfires –  Alaska, Arizona, California, Colorado, Florida, Idaho, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington, Wyoming

Canada

Earthquakes –  British Columbia, Southeast Ontario, Yukon

Floods –  Alberta, British Columbia, Newfoundland, New Brunswick, Nova Scotia, Ontario, Quebec, Saskatchewan

Forest fires –  Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland, Nova Scotia, Ontario, Prince Edward Island, Quebec, Saskatchewan, Yukon

Landslides –  British Columbia, Newfoundland, Quebec

Storm surges –  British Columbia, Newfoundland, Northwest Territories, Nova Scotia, Prince Edward Island

Volcanic eruptions –   British Columbia, Yukon

Tsunamis –  British Columbia, Newfoundland

3. Avoid dangerous situations

Many pet emergencies can be avoided just by appropriately navigating the situations that lead to them. For example, if your dog does not get along with other pets, it's probably best to avoid the local dog park. If your dog does play well with others, it's still important to stay alert and be ready to leave public areas if you spot another dog acting aggressively (or any other potentially dangerous circumstances).

You can also take steps to prevent pet emergencies at home by ensuring your house is safe for dogs and cats. This securing all window screens (and not leaving openings wide enough for pets to get through), ensuring kitchen drawers and cabinets can't be opened by curious paws, not leaving out food, and only keeping non-toxic plants around.

4. Make your pet's health a priority

You can't predict when or where an emergency could happen, but you can take some action into your own hands. Keeping your pet safe is a big responsibility, and you shouldn't wait for emergency to strike before you start taking your pal's health seriously. This means visiting your veterinarian regularly and keeping your pet updated on vaccines. After all, many health emergencies can be prevented through early detection and prevention.

5. Protect your dog or cat with pet insurance

While you're considering your pet's health and wellbeing, it's also important to think about how you will be able to afford unexpected veterinary bills. Pet health emergencies — whether they are accidents or illnesses — are often very costly. When pet owners can't afford treatment, it all too often means that dogs and cats have to go without life-saving care. 

Fortunately, having the right coverage in place can help prevent this. Don't wait for an emergency to arise — learn about your pet insurance options and protect your pet before the unexpected happens.