Why do Trupanion pets live longer, healthier lives?

We're dedicated to helping dogs and cats get the best care. According to a recent study, Trupanion pets are 2x as likely to live longer than non-Trupanion pets.* Just one more reason to choose Trupanion.

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What makes Trupanion a better kind of pet insurance?

Pets can be unpredictable. Their health insurance shouldn’t be. We provide convenient and comprehensive cover — plus no payout limits* and vets paid directly.
no payout
No Payout limits, no sub-limits*
Cover will never run out because we keep paying all eligible claims.
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fastest payot
The fastest payouts
The world’s only provider to pay vet bill in real-time at checkout — no waiting, no worries.
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90% benefit
90% benefit
Our plan covers 90% of costs for all new injuries and illnesses after you meet your excess, if you choose to have one.
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pay your vet
Pay your vet
We can pay your bill directly to your veterinarian at any of our partner hospitals- just pay your portion and we take care of the rest.
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*Terms, conditions, excess & exclusions apply.

How much does pet insurance cost?

Trupanion was created to help your four-legged family members get the care they need when they’re sick or injured.

We can approve and pay claims directly to partner veterinary hospitals within minutes, our Member Experience team is available to assist 24/7, and we have trained veterinary professionals working throughout our company to help us better understand the issues pets, pet owners, and vets face.

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Simply put: we love pets. That’s why we provide comprehensive cover for pets and strive to offer an exceptional insurance experience for pet owners.

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quality care card
quality care card

Quality care starts here

With Trupanion by your side, you can focus on giving your pet quality care while we help with the financial burden during a stressful time.

Our award-winning Member Experience team is here for you 24/7 to help with your claims, questions, or concerns.

How does puppy insurance work?

Take your puppy to any veterinarian in Australia.

Get your pet the care they need.

Submit your invoice (if they’re set up for Vet Direct Pay, your veterinarian will do this for you).

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Our pricing
promise to you

At Trupanion, we put pets before profits. We’re committed to providing the best long-term value, with fair prices and total transparency to ensure your pet has access to the care they need for life.

  • We take a set amount of your monthly rate for vet costs (we’ll pay back the difference if costs are lower than expected!)
  • We won’t increase premiums just because your pet gets older.
  • You’ll never pay more for using your pet’s coverage.

There’s no comparison with Trupanion

When we say our pet insurance is truly unique, we mean it.

Traditional pet insurance:

Trupanion:

X iconPaying your whole bill upfront and waiting to get reimbursed

Checked iconHaving your vet paid directly and in minutes

X iconSacrificing comprehensive care for a cheaper monthly rate

Checked iconOne simple plan that provides quality nose-to-tail coverage

X iconRestricted payouts and reimbursement ceilings

Checked iconNo payout limits for the life of your pet*

X iconIncreases rates or restricts coverage because you filed a claim

Checked iconNever increases rates or reduce cover just because you had to use it**

See how we compare

8/10 members say our coverage helped save their pet's life

We’re always ready to help

Our customer care team is available 24/7/365.

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